Financing

Manufactured & Modular Home Financing

Manufactured Home Financing:

There are various lenders who specialize specifically in Manufactured Home Financing. These loans are personal property loans and usually require a minimum of 5 – 10% cash down or trade equity. Generally, the higher your down payment and FICO score the lower the interest rate.

Land / Home loans, also known as Chattel Loans, are also available. Contact us for more information.

 

Financing for Modular Homes:

Financing for our Modular Homes is the same as it would be for any conventionally built home, with the exact same rates and terms. Most loans are backed by Fannie Mae, Freddie Mac, FHA, VA, or USDA. Contact your personal banker or mortgage lender or contact us for local recommendations.