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Excelsior Homes West, Inc. | Services | Modular Home Planning

Modular Home Planning

modular home planningAs with every new home purchase, construction, and impending move, there are many moving parts. After you have determined if you want to build a modular or manufactured home, you are ready for the planning stages.  Excelsior Homes has the experience you need for modular home planning.  You need to anticipate many variables along the way and help pull together required resources. From helping you initiate financing, to selecting a building site, to making your home selection and then completing the construction process, including navigating local zoning and permits, Excelsior Homes makes your home buying process as quick and convenient as possible. It’s important to us that you have all information upfront, so you can make the best decision for your family. Please read through each of these sections carefully.

Financing for Modular Homes
The first thing you need to do in modular home planning is to determine how much you want to spend and/or how much you can afford. After planning your budget, you need to determine how you will finance your modular home. Financing for modular homes is the same as it would be for a conventional stick-built home. The most common options are to self-finance or finance through a lender.

Self-Finance

As with any home building project you can choose to self-finance, if you have cash readily available. Self-financing your modular home will likely save you time and money, and a construction loan would not be needed.

Loans

There are many different loan programs available such as conventional, FHA, VA or USDA. There is a period of while your home is being built, that payments will be due exchange for the work being done.

One option of funding such payments is through the use of a construction loan. A construction loan is a predetermined line of credit that is advanced at the times that progress payments come due and stays in place until completion of the home. Loan interest accrues only on the funds advanced, or drawn, from the construction loan. These loan advances would be used to compensate contractors as your home is being built. Once the home is completed, typically the loan liability from the construction loan will roll into a mortgage. The specifics of home construction loans can vary by lending institutions, so it is our recommendation you speak directly with the lending institution regarding the construction loan process.

Location
The next step in modular home planning is determining where you want to put your modular home. If you already own land, you are ready to move to the next step of determining if the location will be suitable for your new home. If you do not own land and are looking for property you can contact a realtor, check newspapers, or search online. In the City of Hutchinson, we have spacious lots available for purchase.

Whether you already own the land or are searching for land, it is necessary to be certain it is a buildable site. It is important to check with city or county planning and zoning to determine if there are special covenants, regulations and/or set-backs for the property. Our team, at Excelsior Homes, is familiar with this process, and we’re here to assist in making sure you are allowed to build the home you want where you want to build it.

Modular Home Design & Planning
The beauty of building a modular home with Excelsior Homes is you have many options available from style to customization. Modular home pricing will vary based on the style and selections you choose. There are many advantages to choosing a modular home. At Excelsior Homes we will do our best to help keep your choices in line with your budget. With us you have the option to customize a home or purchase one of our model homes on display.

Modular Home Style

With modular home planning you will need to determine the style of home you wish to build and if you want it placed on a crawl space or a basement foundation. We can build either one level or multi-level modular homes. Ramblers, also known as ranch style homes, are one level homes while multi-level homes consist of two-story, cape-cod and loft styles.  For those looking for cabins or lake homes we have many options available.

Whether you choose one story or multi story living, Excelsior Homes can offer you the variety you need in finding the perfect pre-fabricated modular home.

Modular Home Customization

With Excelsior Homes you have plenty of options to customize your modular home to fit into your budget and vision. If you can imagine it, we can help make it a reality with our custom plans and options. You can choose from standard modular floor plans or we invite you to bring in your own ideas and we will see what we can do with them. There are many standard options to choose from as well as many upgrades. Pick your colors for the aesthetic feel you want for your home. Every situation is different, therefore once your vision is narrowed down, we can get the most accurate pricing for your modular home. 

Modular Home Pricing
 Modular home pricing is typically the most asked about piece of modular home planning. In order to get specific pricing we will need to start with a floor plan and delivery location to get a base price. Next, the options and customization are added. Typically, the modular home price includes delivery, installation onto the foundation via crane or rolling method, and main floor finish. Main floor finish includes the finish work including carpet seaming, drywall finish, trimming, and siding of the ends, if needed. There are many variables that can affect the price of a modular home. It is best to get in touch with us at Excelsior Homes to get you the most accurate pricing. In addition to the modular home pricing you will need to consider the on-site construction services that are required when building a modular home. These services are over and above the price of the modular home unit.
Construction Services

construction_servicesExcelsior Homes offers construction services for people who want their Modular Home project to be as convenient as possible by offering a full line of construction services. As a Minnesota General Contractor, we can help with part of the project or we can do it all… the choice is yours. Our construction contracts are very detailed and there are no hidden charges. All of our subcontractors are licensed and insured, giving you the most professional service available.

We are your ONE STOP BUILDER offering following construction services and more for our Modular & Manufactured Home customers.

  • Permits & Variances
  • Excavation
  • Septic Systems
  • Wells
  • Plumbing & Heating… many options
  • Electrical
  • Basements & Crawlspaces
  • Garages
  • Decks & Porches
  • Additions

If you are looking for ideas, have construction questions, or would like pricing please contact:

Jason Verhasselt
V.P. Construction & Service
MN General Contractor #BC005417
ND Contractor #42467
Email Jason

Disclaimer: Excelsior Homes does not include or contract ANY landscaping – this is the FULL responsibility of the home buyer. Depending upon location and other varying circumstances we may or may not be able to provide construction services to all home buyers.

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Hours

Mon-Thurs 8:00 am-5:00 pm
Fri 8:00 am-4:30 pm
Sat 9:00 am-2:00 pm

Contact Us

Excelsior Homes West, Inc.
1355 Highway 7 W
Hutchinson, MN 55350

Ph: 320.587.4990 or 1.800.547.4990

Licensing

Contractor: #BC005417
Dealer: #MD001218
Installer: #MI009368

Manufacturers

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